SSDI provides income for individuals who become unable to work as a result of a disability. The program provides beneficiaries with income until their condition improves, and guarantees income if their condition does not improve. Once SSDI recipients reach retirement age, their source of income will transition from SSDI to Social Security Retirement Income.
In order to qualify for SSDI, applicants must have worked long enough and paid Social Security taxes. SSDI is funded by payroll taxes -- a portion of FICA taxes are set aside for SSDI (as well as Social Security Retirement and Medicare).
SSI is a Federal income supplement program funded by general tax revenues (not Social Security taxes), and it pays benefits solely on the basis of financial need. It is designed to help individuals with little or no income who are aged, blind or disabled by providing cash to meet basic needs such as food, clothing, and shelter.
Benefits generally continue for as long as an individual remains disabled. However, Social Security law holds that all disability cases must be reviewed periodically to ensure that individuals receiving benefits continue to meet the disability requirements. Benefits continue unless there is strong proof that an individual's impairment has medically improved and that he or she is able to return to work.
How often a case is reviewed is contingent upon the severity of the impairment and the likelihood of improvement. When medical improvement is anticipated, cases may be reviewed as soon as six months. When medical improvement is deemed unlikely, cases may only be reviewed every five to seven years.
The Social Security Administration has estimated that the average 20-year-old American worker has a 30% chance of becoming disabled before reaching retirement age. Disability can result from a variety of factors, from unforeseen accidents to chronic illnesses such as diabetes. As we age, we face an increased risk of becoming disabled due to heart attacks or strokes.
Millions of disabled Americans turn to Social Security each year for help, only to find that the benefits to which they may be entitled are out of reach. The process of securing benefits is fraught with bureaucracy, paperwork, deadlines and hearings, and it can take years before a decision is rendered.
Citizens Disability can help you beat the odds and receive benefits. Our experienced professionals perform an initial evaluation of your case, at no cost to you. The Citizens team has decades of experience litigating Social Security claims to help guide you through the complex rules and regulations standing between you and your benefits. We will complete applications and forms, obtain and analyze medical records, schedule hearings, and file appeals when necessary. We will even accompany you to your hearing. Our representatives are just a phone call away if you have questions or concerns along the way.
Call us today at 1-800-986-0090 or complete an online application (link) for a free evaluation. Remember, there is no fee until you receive your benefits!